We recommend Xero Cloud Accounting Software

Xero is a web-based accounting system designed with the needs of small business owners in mind.

 

It can automatically connect to your bank and download your bank statements. From there it’s simple to tell Xero what transactions relate to and once told it remembers and looks out for similar transactions. This saves time and makes keeping your accounts up to date easier.

Log in from any web browser. As your accountant we can log in and provide help.

MTD for VAT and MTD for Income Tax Ready — Xero is HMRC-recognised for both MTD for VAT and MTD for Income Tax, ahead of the April 2026 mandation date for sole traders and landlords.

What can Xero do for you?

  • You can see all your bank balances and outstanding invoices at a glance, allowing you to quickly see how your business is performing
  • Import your transactions with bank feeds
  • Send customers online invoices
  • Manage your cashflow by scheduling payments
  • Use Xeros mobile apps to manage your business on the move
  • Reconcile bank transactions and ledgers
  • Keep your files and data secure
Plan Price (ex. VAT) Best for
Simple £7 /month Sole traders getting ready for Making Tax Digital
Ignite £16 /month Starting out - up to 20 invoices/quotes and 10 bills per month
Grow £37 /month Established businesses - unlimited invoicing, bills and reconciliation
Comprehensive £50 /month Businesses with employees or overseas customers, up to 5 Expenses users
Ultimate £65 /month Larger teams, project work or detailed reporting needs, up to 10 Expenses users

All plans include: submit VAT and Income Tax updates to HMRC for Making Tax Digital, bank reconciliation, automatic bank feeds, and Hubdoc for capturing bills and receipts. Prices exclude VAT.

Optional Extra Price
Payroll £1.50/month per employee (Grow & Comprehensive), £1/month per employee (Ultimate). Not available on Simple or Ignite. Capped at 200 employees.
Projects Included for 1 user on Grow + £5/month per additional active user
Expenses Included for 1 user on Grow, up to 5 on Comprehensive, up to 10 on Ultimate + £2.50/month per additional active user
CIS Contractor £5/month - submit CIS returns from Xero

Please note: Xero has confirmed a further UK price increase from 1 September 2026 (Ignite rising to £18, Grow to £39, Comprehensive to £55, Ultimate to £70). If you're considering moving to Xero, it may be worth setting up your subscription before this date.

Contact us or send us feedback

Whether it is answering questions, making an appointment, or pointing you in the right direction, we look forward to hearing from you.

Phone

 01332 202660

You can email us below:

Adrian Mooy & Co Ltd  -  61 Friar Gate  Derby  DE1 1DJ  -  adrian@adrianmooy.com

Adrian Mooy & Co - Accountants in Derby
61 Friar Gate Derby, Derbyshire DE1 1DJ
Phone: 01332 202660 Hours: Mon-Fri 9.00am - 5:00pm

Map

Adrian Mooy & Co is the trading name of Adrian Mooy & Co Ltd.  Registered in England No. 05770414.

Registered office: 61 Friar Gate, Derby, Derbyshire, DE1 1DJ

Pay online

Privacy notice

Contact us

Map

Client login

 01332 202660

e-signing

guide

email